Florida Power & Light (FPL) Net Metering Rules, Tier 1 vs Tier 2 & $25 Min Bill
Florida preserved full 1:1 retail net metering (after Governor DeSantis vetoed HB 741), but FPL enforces a $25 minimum monthly bill and a strict 11.76 kW DC (10 kW AC) Tier 1 cap before triggering a $1,000,000 Tier 2 personal liability insurance requirement.
1. 24-Hour Import Cost vs. Export Credit Visualizer
Schedule: FPL RS-1 Standard Residential Net Metering (F.A.C. 25-6.065)Compare what Florida Power & Light (FPL) charges you to import 1 kWh vs. what they pay you when you export 1 kWh during each time window—and how your battery inverter should be programmed:
2. Forensic Tariff & Battery Arbitrage Math
- 1The 11.76 kW DC (10 kW AC) Tier 1 vs Tier 2 Insurance Trap: Under Florida Administrative Code 25-6.065, systems up to 10 kW AC (~11.76 kW DC) qualify as Tier 1 with $0 application fee and no extra insurance. Crossing 10.01 kW AC pushes you into Tier 2—requiring a $400 application fee, a manual external AC disconnect switch, and a mandatory $1,000,000 personal liability insurance policy!
- 2How to Beat the Tier 2 Cap with Non-Export Battery Storage: If your Florida home needs 16 kW of solar for two A/C units, a pool heater, and EVs, you can configure your hybrid inverter (like EG4 18kPV) with a verified 10.0 kW AC Grid Export Limit while storing the extra 6 kW of DC solar directly into your LFP battery bank!
- 3The $25.00 FPL Minimum Monthly Bill: Even if your solar array generates 100% of your electricity, FPL charges a mandatory $25.00 minimum monthly base bill (plus ~$9.95 customer charge adjustment).
EG4 18kPV (Set to 10kW AC Export Limit) + 14.3kWh–28.6kWh Hurricane LFP Bank
Estimated Payback under FPL RS-1 Standard Residential Net Metering (F.A.C. 25-6.065): 6.1 – 7.2 Years (Plus Multi-Day Category 4 Hurricane Autonomy)
Florida Power & Light (FPL) Solar Tariff FAQ
How do I avoid the $1 Million Tier 2 insurance requirement on FPL if I want a 15 kW solar system?
Either keep the grid-interactive inverter AC nameplate/export limit at or below 10.0 kW AC, or use a hybrid inverter that routes all DC solar above 10 kW AC into charging your home LFP battery and daytime home loads without exporting over 10 kW to FPL.
What happens to my extra FPL kWh credits in December/January?
At the end of each calendar year, FPL zeroes out your banked kWh rollover credits and pays you the "COG-1 As-Available Energy Cost" (~2.8¢ to 3.4¢/kWh) as a bill credit.