SDG&E NEM 3.0 (SBT) Rate Structure & EV-TOU-5 Battery Economics
San Diego Gas & Electric (SDG&E) charges up to 81¢/kWh during Summer Peak while paying under 3¢/kWh for midday solar exports. Here is the exact solar + LFP battery math that yields a 4.1-year payback in San Diego County.
1. 24-Hour Import Cost vs. Export Credit Visualizer
Schedule: SDG&E Solar Billing Tariff (SBT) / EV-TOU-5Compare what San Diego Gas & Electric (SDG&E) charges you to import 1 kWh vs. what they pay you when you export 1 kWh during each time window—and how your battery inverter should be programmed:
2. Forensic Tariff & Battery Arbitrage Math
- 1Why Daytime Self-Consumption Alone Saves 45¢/kWh in San Diego: Even outside the 4 PM–9 PM Peak window, SDG&E’s daytime Off-Peak rate on standard schedules exceeds 44¢/kWh. Every single kWh your house consumes directly from your solar or battery avoids 45¢ to 81¢/kWh.
- 24.1-Year Direct Hardware Payback: Because SDG&E rates are the highest in the continental US, a 10 kW solar + 28.6 kWh battery system generating 16,200 kWh/year in sunny San Diego (5.7 peak sun hours) offsets $8,200+/year in utility bills.
- 3Zero-Export Expansion for Existing SDG&E NEM 1.0/2.0 Homes: Existing San Diego solar owners can add a 5 kW non-export solar array + 14.3 kWh battery without touching their legacy NEM 1.0/2.0 status.
EcoFlow Delta Pro Ultra (18kWh–30kWh) or EG4 18kPV + 2x PowerPro (28.6kWh)
Estimated Payback under SDG&E Solar Billing Tariff (SBT) / EV-TOU-5: 3.9 – 4.6 Years
San Diego Gas & Electric (SDG&E) Solar Tariff FAQ
What is the real difference between SDG&E TOU-ELEC and EV-TOU-5 for solar + battery?
EV-TOU-5 offers a ultra-low ~15¢/kWh Super Off-Peak window from midnight to 6 AM (until income-graduated fixed charges adjust base fees), making it ideal for households with both solar+battery and 2 electric vehicles.
Why is my SDG&E True-Up bill still $1,500+ when I only have solar panels and no battery?
Under NEM 3.0 (SBT), exporting 25 kWh during midday only earns ~$0.65 total, while importing just 10 kWh between 4 PM and 9 PM costs $7.40. Without a battery, you need to export 25 kWh at noon just to buy back 1 kWh at 6 PM.