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Forensic Audit EngineNREL PVWatts · Verified Q1 2026 Math

Solar Quote Red-Flag & Dealer Fee Auditor

Benchmark any proposal against true hardware wholesale costs and expose hidden financier origination points.

1. Enter Quote Parameters

3 kW8.5 kW (Avg)25 kW
$
Advertised Loan APR:
PREDATORY QUOTE / RED FLAGIndependent Benchmark Result

Severe Overpricing Detected (+$16,575)

Significant hidden dealer origination fees or extreme contractor markup identified.

Your Price / Watt
$4.10/W
Fair cash target: $2.15/W
Fair Cash Benchmark
$18,275
Wholesale + Permits + Labor
Estimated Hidden Fee
+$13,243
Financier origination markup
View True Bill of Materials Breakdown▼
Wholesale Tier 1 Solar Panels (400W+):$3,634
Inverter & Optimizers (Enphase / SolarEdge / EG4):$3,230
Racking, Flashing, Conduit & Balance of System:$1,211
AHJ Building Permits & Structural Engineering Stamp:$1,800 - $2,500
Fair Master Electrician Labor & Company Profit:$6,000 - $8,000
The 4 Most Common Solar Contract Traps▼

1. The 2.99% APR Dealer Fee Trap: Sales reps claim you are getting a cheap loan, but the financier adds 30-45% to your principal upfront to buy down that rate.

2. 25-Year PPA Escalators: Contracts with 2.9% or 3.5% annual payment escalators quickly become more expensive than utility rates after year 8.

3. Fake Production Guarantees: Vague contracts that exclude weather degradation or fail to pay cash if panels underproduce.

4. Inability to Sell Your Home: Buyers frequently refuse to take over $35,000 PPA solar leases, forcing sellers to pay them off in cash before closing.

Direct Equipment Purchase Alternative (Save up to $15,000)▼

Instead of paying $35,000 to a turnkey marketing company, many US homeowners buy hardware directly from wholesale suppliers (like Signature Solar or EcoFlow) and hire a local licensed electrician for installation.